Quick Answer: How Do You Cash A Third Party Check Without The Other Person?

Can you deposit a check for someone else?

Yes, if they endorse their check and you know what account to deposit it into.

(Have them write the account number on the back of the check.).

This commonly happens with married couples, families, or an elderly person and their caregiver.

You CANNOT deposit a check into your account that was written for someone else..

How do you cash a check with another name?

If the “different name” is another person, then they can endorse the check, and then write that it is payable to you. Then you can cash it. Most banks will require that “third party checks” be deposited, and the funds held for a few days.

Can someone else cash my stimulus check?

You can have someone else cash your refund check if you follow regular banking policies. The process is not complex and is the same for all types of checks written to you.

Can I Mobile deposit a third party check?

Some banks require payees to endorse a check with “for mobile deposit only” to deposit a check remotely with a mobile banking app. Endorsement in full. This type of endorsement creates a “third-party check” that you can give to someone else, who can then endorse it and cash or deposit it.

Can I Mobile Deposit my stimulus check?

How can I deposit my paper check without visiting a Financial Center? Download our Mobile Banking app In the app, you can deposit a paper check, using a photo image, and get confirmation immediately.

How do I cash a stimulus check?

While the best option to access your money from the coming stimulus checks is to receive a direct deposit from the IRS, if you are mailed a check you can virtually deposit your using your bank’s app. If you’re looking to cash your stimulus payment, working with your bank is the best option to avoid high fees.

Can I deposit a third party check into ATM?

If you deposit a third party check through an ATM, it must be a Bellco ATM. In order for funds to be released, it must be endorsed by both parties, which means the payee must sign the back of the check as well as the person depositing the check.

What happens if you cash someone else’s check?

Cashing someone else’s check is called uttering a forged instrument and also grand theft, bank fraud. It is a felony in all states and carries a prison term. It is a very serious offence.

What banks accept third party checks?

Short Answer: The list of banks that accept third-party checks includes Bank of America, BB&T, Chase, Citibank, Connexus Credit Union, First National Bank, HSBC, M&T, PNC, SunTrust Bank, TD Bank, and U.S. Bank.

What app cashes checks?

Here are the best apps for cashing checks:Ingo Money. How It Works: Provided by First Century Bank, N.A., Ingo Money is a favorite choice for payroll check cashing. … ACE Mobile Loads. … Brink’s Money Prepaid. … Waleteros: Your Mobile Banking. … Lodefast Check Cashing App. … Check Cashing Store. … Boost Mobile Wallet.

How long does it take for a third party check to clear?

It usually takes about two business days for a deposited check to clear, but it can take a little longer—about five business days—for the bank to receive the funds. How long it takes a check to clear depends on the amount of the check, your relationship with the bank, and the standing of the payer’s account.

Who will cash a third party stimulus check?

If you have a joint account, the co-owner can cash your refund check on your behalf. Most banks will allow this if both parties sign the check. If you are unavailable to sign, it’s possible for your account co-owner to deposit the check into the account with just one signature and withdraw cash at an ATM.

How can I cash a third party check without a bank account?

Here are a few ideas on how to cash a check without going to the bank:Use mobile check deposit.Load it onto a prepaid card.Endorse the check to a friend.Cash your check at a retailer, but beware of fees.Go to a check-cashing store as a last resort.

Can I cash a third party check online?

Other Third Party Check Cashing Sites Here are a few common options: Bank of Internet USA. … Guaranty Bank. Ingo Money.

Can I Mobile Deposit someone else’s check?

DO: Endorse your checks before using mobile check deposit. DON’T: Sign someone else’s name on the back of a check destined for your account. Just like a normal deposit, if the check is written out to you specifically, than you need to sign it. … DON’T: Write a check to yourself to transfer funds between accounts.

How can I cash a third party check?

Short Answer: You can cash a third-party check at some banks including Bank of America, Chartway Federal Credit Union, Chase, Citibank, M&T, and HSBC. You can also cash a third-party check at several check cashing stores like ACE Cash Express, Check ‘N Go, and The Check Cashing Store.

Can you cash a check that’s not in your name?

Blank endorsement: A blank endorsement is made by signing your name on the back of the check. You must sign it exactly the way it appears on the “Pay to the Order of” line. Anyone can cash or deposit a check with a blank endorsement, even if the check is not written to him or her.

How do I cash someone else’s check?

Cashing a check for someone else at the bankAsk the person who the check is from if their bank will allow you to sign a check over to someone else.Check with the person who is depositing the check if their bank will accept a check that has been signed over.If so, sign your name on the back of the check.More items…

Can I cash a third party check with chime?

Customers can deposit cash via third-party vendors up to three times per day in increments of up to $1,000 each, with a total daily limit of $1,000 and a monthly limit of $10,000. Debit card.

Will Walmart cash a 3rd party check?

A: At Walmart, you can not cash a third party check. They do not allow this service at all. They do offer a wide range of other check cashing services that may be a good fit for you now or in the near future. … It’s possible to cash a variety of checks at Walmart.